Monday, April 12, 2010

pics!! (see previous post for house update)

Details...the house has 4 BR plus an office room on the main floor (the 5th!) 2.5 bath, 2600+sq ft, ...here is the front + yard pics, notice the hot tub on the back bricked patio ;) anyone wanna come over and hang this summer in my hot pool? :) It's also wired for outdoor sound.


















the basement isn't finished, which is fine because we can do what we want...




standing in the kitchen, you can see the HUGE family room (26x17!!)...
(oh and thats a real fireplace!! not gas)




more family room...






standing in FR looking into kitchen/eat in area... the back patio is out where you see the door wall on the far right...



standing in kitchen hall looking down mudroom hallway (to the right) and FR to the left...




half bath...




laundry... (the wall directly to the left is coming down so I can have 2 sets of W&D ;)




kitchen....thermador appliances, touch cooktop, downdraft fan, double oven, mega storage, built in trash can (seriously my fav thing LOL), corian counter tops...this is l<3ve!














dining room... (big enough for my table!! :) )








family room...




upstairs...bedrooms, bathrooms...hardwood floors, upgraded carpet, tile, you name it!!






























I took way more than this, but this post is long enough...you want to see the rest you have to come for a visit ;)

Inspection,...check. *house update*

So...the inspection went down yesterday without a hitch. Everything in the house checked out great, the inspector was incredibly picky and even had trouble finding a few tiny (read normal spring maintenance) issues that were there, otherwise it passed with flying colors.

We were there for the better part of 3 hours and by the time we left the current owner came back so we actually got a chance to meet him.

While we were there i got roughly 30+ pics, a few of which I will share here in a sec.

The biggest issue at this point is the appraisal. Housing values here in MI are not nearly what they used to be. Because of this homeowners have lost mega amounts of value, leaving them one of a few choices, none of which are in favor of the seller.

In the case of this house, our original offer was 5K under asking price, plus closing. They countered with $100. over asking, plus closing. We accepted quickly because at the time we felt this house was (and still is) a perfect fit for us in so many ways. What I had not thought about, and now wished I had was the prospect that the house might not appraise for what the offer was. When the seller countered, his realtor passed on the info that they knew this might be the case but they would cross that bridge when they came to it. We had honestly considered first off offering exactly what they countered SOOO....that was why we agreed so quickly, not really thinking what this could mean long term.

I say that, not to sound like we no longer want this house, we so want this house!! lol, I say that because this week I realized that there is only a slight chance that this house will still be ours at the end of the month. The reason for that is this...

one of four things *could* potentially happen here.

If the house does appraise for what we offered, fine, no problems. This option while easiest on all parties involved isn't very likely. We have pulled comparables in the area and there either are none, or ones much less in price than what we offered. because of that, if the appraiser is more conservative (which according to our realtor has been the norm more than not lately...) then the chance is very good that it will not appraise for the offer amount.

If it does not, then 1 of 3 things could happen...
1. he could offer the house to us at appraisal plus closing.
2. he could offer it at appraisal value and offer no closing.
3. he could offer it higher than appraisal, asking us to pay or split the difference and he would still pay closing.


sadly...options 2 or 3 will mean we have to walk. Not only walk, but walk away having lost over $700 on this whole ordeal, and still with no house.

This hit me this week and I got really pissed at myself. If you know me you know I don't typically make snap financial decisions. And while in retrospect this wasn't, looking at the situation from this point of view has left me feeling less than positive about the situation I guess you could say and feeling the *if only I had thought about that* feeling all week long. Nothing I hate more than wasting money. Anyway, at this point I figure if it does go according to option #1, I will feel it was meant to be.

I'd like to sit here and think sure...it could happen. But the logical side of me knows that while this guy seemed really nice, it doesn't mean he is willing to come down that much in price either and still pay closing . This house had only been on the market 2 weeks when we made our offer...not long considering today's booming market with 50 bazillion houses for sale. The next door neighbor even mentioned that they had a lot of traffic in that amount of time. So, he could technically hold out waiting for a top $ offer. This would then mean we are out that $. Losing the house...that would suck. But losing my $700 on top of it? That would seriously tick me off to put it mildly.

So, with all that said at this point we are in a waiting period. The appraisal will be ordered this week but it's VA so it may take them a good 2 weeks to come out (hopefully not too much longer). The good news is, we are still at the top of the list for the short sale house, IF this one does fall through we have another option waiting in the wings. (only $700 less off :/ )

I tell you what...whoever said this was a buyer's market right now, failed to mention the obstacles one must jump through right now in order to get one of those many houses out there. I'm so ready to have this over with...

Sunday, April 11, 2010

House update later this evening...

I know I probably should have updated several days ago, however due to unforeseen circumstances surrounding the house and the current market here in MI, I've held back. There is still a chance that this house might not be ours at the end of this long drawn out game.


Today is the first of 2 hurdles...this one being the inspection, i'm assuming it will pass no problems what with it being completely remodeled not 8 yrs ago top to bottom, but you also never know. The second is the reason I've held back but I'll go into detail more later including hopefully some pics to share, camera battery is charged and ready ;)

Thursday, April 8, 2010

Simplicity and the child's wardrobe.

Simple. This is a word that has become a favorite of mine over the last several years of my life.

It started I believe as a child, I always admired the way some people seemed to manage to live on very little, do without certain things, etc. As an adult it became more important to me, especially after I started having kids due to my serious distaste for commercialism. Granted, I won't sit here and deny that at times I like to indulge myself, but that's more or less that over compelling mommy guilt for not giving into the latest, greatest, best and most mindset of *things* that a kid must or must not have in order to be raised.

For example...have you ever seen those "studies" where one concludes that it takes 1 point whatever million dollars to raise 1 child? It's studies like those that imho cause many young people and couples to either severely limit the amount of children they have, or not have any at all because of that incredibly large (and inaccurate) amount of money. While I am not a total expert on this (yet lol) I will tell you that that is not even close to the true amount that you CAN choose to raise a child on.

So, keeping that in mind, I have increasingly spent the years while having our kids trying to find ways to cut down on not only how much we spend, but our influx of *stuff* in this house. I'll admit, I still have a LONG way to go in this area myself. I am constantly reevaluating what we need or don't need. Sometimes I don't purge/save enough, and other times I'm a bit overzealous in terms of minimizing and I end up regretting it later.

One of my biggest struggles at the moment is the clothing situation. The truth is...I love clothes. When we were struggling financially years ago it wasn't such an issue because we had no money, so I had no $ to spend, period. Now however, I find myself drawn to anything even remotely cute on a hanger. Because of that I feel I really sabotaged myself this winter because my kids had way more clothing than they needed. Top this off with the clothing storage I'm still purging from years past (i've always been one to save and pass on to the next kid in order to save $, even Lettie has stuff from Susie, yeah 14 years...thats a bit much!),and you've got a crazy amount of clothing in this already cramped house.

A few years back a friend of mine who had 7 kids and I were having a conversation about the sheer amount of storage space needed to hold onto clothing for an extra large family. It was then that she shared with me that after #6 she made the decision to no longer hold onto stuff because it was simply too much. Too much space needed, and way too much time needed to go through it 2 times a year (that's a huge one, its not so much just the storage part, its finding time in the spring and fall to take inventory, then go supplement shopping for the rest). This conversation set me free. It was at that point (about 2 years ago) that I started really purging what I had, and stopped adding to it.

There are however a few things that do not fall into this category. Ex: winter coats, snow boots/pants, hats/gloves/scarves, pajama's and shoes (on a limited basis). Also if they have an outfit that is really spectacular and nice I might hold onto it if there is a kid that will wear it within a year or two under them (ex: Cessa has an expensive dress that Sadie will grow into next year). These things do go into large tubs and are stored. Let's face it...snow boots for 8 kids x $30 a pop each year could get incredibly pricey. Things like this are worth the little bit of space they consume. Pajama's might seem odd too, but in a large family they are kind of a rarity at times. When we were struggling financially there were many summers where my little ones wore over sized t-shirts on occasion. For a family that cannot afford much, this sort of thing can be a norm. So for us I do hold onto jammies if they are in good condition and again if another child coming up in the ranks will wear it within a reasonable amount of time.

With all that said, back to simplicity. As much as I have been purging the basement for 2 years, I pretty much messed myself up by over buying for my kids this past fall/winter. One of the problems is as of late we have not been given nearly as many hand me downs as in years past, especially for my younger kids. So I went out and started buying little bits here and there, only later to be given hand me downs, thus creating a larger than expected amount of clothing. I spent most of Jan/feb down sizing, but still felt it wasn't enough. It was then that I came up with an idea to help simplify this whole problem.

For this season we are heading into, I created a list of specifically what each child needed in their wardrobe. I allowed for 10 days worth of clothing each, 3 pairs of jammies (4-5 for the 2 youngest as they tend to wet or dirty theirs more often), a few warm items (2 jeans, 2 hoodies or a jacket for cooler weather)..and 3 pairs of shoes each (dress, tennis shoes and beach shoes such as crocs or flip flops). I have the list in my purse and as I buy or am given an item it gets marked off and once I reach the limit, no more period. So far this has already cut down big time on what is in the dressers, closets & laundry.

Also, the bigger thing in my mind is the whole concept of living a more simple life. The kids still have what they need, and we are able to buy a few nicer things because we aren't spending as much. Also as far as the teenage years go, at least with my daughter who is 15, she has pretty much stopped growing so for her the expense is even less because I'm not having to replace as much since she is no longer growing. I'm able to buy her nicer things that will last since they won't need to be replaced nearly as quickly.

Overall this has come at a great time for us with the impending move. A lot of the houses we have looked at, because I refuse to buy a 3000+ sq ft house have been smaller on the storage side. At first I felt conflicted about this, until I realized that honestly it was right in line with what we as a family are trying to accomplish and teach. I want my children to grow up only using what they need in this life time...not only from a green perspective (carbon footprint, very important to me!) but also in terms of learning to be satisfied with having just enough. It's not that I want to deny my kids anything...on the contrary. I want my children to learn to be thankful for what they have, and focus more on things that matter (relationships, growing, learning, giving...etc.) versus stuff. I am always reminded of people in other parts of the world that live with much less than we American's have (or think we need) to live on. These people do not by any means live a substandard life, they live a richer life because stuff isn't there to crowd out the important things in life.

How many people have ever looked at a room that was full of *stuff* and felt overwhelmed at the prospect of cleaning it. And on the flip side, have you ever dove into a room like that, only to come out on the other side feeling like a 100 lb weight had been lifted? There is a reason that simplicity is important, because things cannot buy us happiness and too much stuff isn't a good thing. Things crowd out what matters most in life. Things consume more of our money than is necessary. Things at times have importance, true. I don't know about you but i personally don't want to live in a LR without furniture to sit on lol....that's not what I'm saying, I'm simply saying (pun) that simplifying is freeing and its never to late to take on that perspective regardless of the past.

With that said, I have laundry to get too ;) the last of the fall/winter stuff that will be getting donated as soon as I get it done. Which reminds me,...one thing i do need more of is a second set of W&D, seriously....I know once I get that second set in the new house I'm going to wonder what i ever did without it lol. I'll be able to get the laundry done in half the time, and for a family this size and my schedule that is going to be a huge time saver.

Tuesday, April 6, 2010

more house play by play... got the ball & headed for the inzone!

WE GOT A HOUSE!!!!

Excited....yes! Scared, omgosh horribly lol. I cold hardly sleep last night thanks to our offer being accepted and my hubby, but this post is not the time to go there rofl!


So the news is, yes they accepted our offer. Well, actually we put in the offer (5K less than asking price) and he countered at asking +closing costs, which we had planned to offer anyway from the get go so it was fine.

Now onto inspection, and then appraisal. This is where it could get sticky of course because there is a really good chance that it won't appraise for what we have offered, so if thats the case....not sure what will happen at this point. I know we can't come up with the difference, he'll have to drop the price otherwise we will have to walk :( THAT would seriously suck, esp after having paid for the inspection up front, but its a chance we are willing to take at this point.

This house is not the short sale house though, I do not miss that drama, geesh. This is a private seller.

I'll share more details about the house later :) I'm currently trying to list diapers for sale because cloth diapering has fallen to the way side right now and I have no idea when i will pick it back up, I literally have no time to give at this point so that had to go. All my pockets are being sold, but I'm keeping my fitteds and some of the wool to use maybe once we move and get settled in. I hope we are able to get this one and all goes well. And what would be extra nice is if we got it cheaper than what we offered...a cheap-girl can hope right? :)

oooh looky! American Idol MOM contest, kinda cool...

http://www.electroluxappliances.com/momidol?utm_source=Glam_|__|_Glam_FamilyVerticalBlitz_160x600_|_160x600_mom_yrself.swf&utm_medium=display_Flash&utm_content=160x600_mom_yrself.swf&utm_campaign=camp_Q2%20Mom%20Idol%20Plan

Monday, April 5, 2010

Mama got fresh ink ;)




I fully admit I'm an addict lol. I love tatt's, done tastefully of course.

Here is my latest and greatest, it is official...St Joan of Arc is now a part of me. I will be adding to this over the new year as time permits. I would have had more done this last round but this was about all this sissy could take. Shoulder blades hurt to get a tatt done on. Eventually the vine will travel a little over my shoulder and slightly down my arm just a tad...I might also tie it into my lower back one (btw I had my lower back tatt way before the ever popular tramp stamp came on the scene so don't even go there :P ). Ink is <3.